NPR reports: "It used to be that phishing attacks, a kind of computer fraud, centered around e-mails that attempted to trick users into giving up passwords. ... But the assaults are getting more sophisticated. In some cases, phishers are employing special software that allows them to persuade users they're dealing with a legitimate Web site."
It seems like there is a unscrupulous company that is now selling generic phishing kits to make it easier for a thief to steal your information.